T[0]="Household Budget Calculator";
D1[0]="This household budget calculator is a free financial calculator examining your debt-to-income ratio and helps you determine how much you can save each month. Debt-to-income ratio is the comparison of";
D2[0]="your income and your expenses. By examining your debt-to-income ratio, you see where you are overspending and how to manage your finances better. Java application online.";
D3[0]="";
U[0]="http://www.creditguard.org/free_calculators.html";
R[0]="5stars.jpeg";
Date[0]="01/09/2006";
P[0]="budgeting.html";
Cat[0]="Budgeting>>>";
C[0]="Good";